Home loans from market leader HDFC will cost more, with the lender announcing upward revision of interest rates. HDFC has increased its retail prime lending rate (RPLR) on which its adjustable rate home loans (ARHL) are benchmarked by 0.50 per cent, For all new home loan customers, the adjustable rate home loans will now be priced at 11.25 per cent while the fixed rates will be 13.25 per cent HDFC follows a three-month reset cycle for its floating rate loans and hence the change in RPLR will impact the existing customers only over the next three-month period based on their respective date of disbursement. HDFC said that “this is a moderate increase in the present environment keeping in mind the needs of our customers and their concerns.” Meanwhile, HDFC has also increased its rates on deposits by 0.75 per cent.